Paypal Express Checkout

Hi all,
Is there a way to change the text of the 'Paypal Express Checkout'
I just want to add 'Paypal Express Checkout or Credit Card Checkout"
The reason for the change is that when people see 'Paypal Express Checkout' they automatically think they must use Paypal and steer away from our website.

Thanks

Look in catalog/language/english/payment/pp_express.php

Mike