I have set up the Website Payments Pro extension in my OpenCart store and I have a question about security.
Currently, when I process a live credit card transaction, PayPal is processing the transaction even when the CVV/CVV2 comes back N (and not a match).
PayPal offers a fraud protection for an upgraded fee that will automatically deny any CVV/CVV2:N transactions; but I want to know if there is any way to handle that denial on the OpenCart side of things to avoid that additional fee with PayPal.
Is it possible to have a transaction denied when the CVV/CVV2 comes back N on the OpenCart side of the process?
I apologize for my ignorance...I am very new to the world of e-commerce.
Thank you in advance.
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