PayPal Payments Standard - no credit card option

Hi

I have scanned this forum and there have been a couple of posts relating to PayPal Payments Standard not offering the option to pay by credit card but no-one seems to reply. I am sure the answer is out there and would be grateful if someone could help.

I am running OpenCart 2.0.1.1, I have the standard PayPal extensions installed. I have a PayPal account and merchant id. When I look at the edit options for PayPal Payments Standard, there doesn't seem to be any way of linking this extension to the PayPal account.

When you go through the checkout process to the PayPal payment page you can either pay from your PayPal account or sign up for a new account - but you are not offered the pay by credit card option.

What have I missed?

Any help would be great.

Cheers

Ron

Ah ok.. well it's actually a paypal feature (of sorts).

First you must enable "Account Optional" in your Paypal preferences.
Now this is the cookie trick that paypal uses.
1. This is for Paypal Standard only... If the customer has a paypal cookie, meaning they've logged into a paypal account before, then they will always be presented with the login form first, and the pay by credit card option as a small link on the page. If they have no cookie, then they will see the credit card/create account form by default. They set the cookie only if the user has logged into paypal on that PC in the past, so that they know that person has a paypal account. It's their way of ensuring their subconscious mind to use paypal by default. Nothing you can do about this with paypal standard.

However, If you use Paypal Express checkout instead, you can choose the default landing page to be the credit card page, and have the pay with paypal account as the secondary by setting the "Landingpage=Billing" instead of "Landingpage=Login" setting within the code of paypal express.