Seems obvious but I must be not setting something correctly... here's what I want to do:
1. have both guest checkout and 'account' customers (those customers that we have approved to have a credit account)
2. When either checkout:
Guest - can ONLY select paypal as payment method
Account customers - can select EITHER paypal or account for payment method
At the moment if I enable options (various...) it either stops guest customers from ordering until they are approved (not what we want) OR it allows guest new users to select 'account' when checking out (when they do not have an authorised account, just an account on the website).
So in a nutshell:
"People buying 'stuff' can checkout with ONLY paypal if they do NOT have an authorised account, others have (with authorised account) can chose either paypal or account checkout"
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