It would perhaps be more effective to offer wire transfer, for each bank you might use, as a payment option, which by its own nature would ADD THE BANKING FEE TO whatever else is already piled up for payment. There is a complication, that YOUR bank's fee would be known to you, and the customer must be savvy enough to know or learn what the banking fee on the originating end might be, but THAT fee is not your concern, you just need to know that YOU won't be slapped with a stiff fee.
If you need fees based on the payment method selected by the customer, you can use Payment-Based Fee/Discount.
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